Insuring High Performance Cars

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Posted in: Automotive Curiosity

Camaro-ZL1

Car insurance; a cost which we all begrudge paying, but equally we all know that it has to be paid. Whether you are looking to take out short term car insurance, or you are renewing your annual policy you could be looking at a pretty pricey sum regardless of what vehicle you drive, but if you have a high performance car then you better have something soft to fall on when you get your insurance quote.

All cars are placed into different insurance groups, with smaller low performance cars, city-run-around cars occupying the lower groups, one, two and three, whilst the top end groups is where you will find the expensive, powerful high-performance vehicles. Those in the lower groups will be generally cheaper to insure than the other vehicles. This is so that insurance policies can be determined to better suit the requirements of both you and your vehicle.

If you drive a high performance car then its specifications will be far in advance of those of a hatchback used by the proverbial little old lady who only drives to church on Sundays. The car’s acceleration and its top speed will ensure that it is placed into one of the highest insurance groups, meaning that even if you’ve never had an accident, you have a record of being a very good driver, and you live on a quiet street with your own garage you are still likely to face high insurance costs.

Also adding to the high costs are that high performance cars are often more sought after by thieves. And of course, should the worst happen, repairing your car could also prove to be costly. All of which means it pays to try and keep your insurance premiums as low as possible.

How do you do this? Well there are a number of little things you can do to bring your car insurance cost down. Firstly, ensure the car is stored in a safe secure parking spot such as a lockable garage to minimise the risk of theft. Keep any modifications of the vehicle to a minimum ensuring that potential repairs would not be to unique. And of course, above all else drive responsibly.

If you have taken all these measures then the last thing you need to do is find yourself a quality, experienced one day car insurance provider, that is if you are looking for car insurance for a day.

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